Utkarsh Coreinvest Limited Unlisted Shares
> Utkarsh CoreInvest Limited (erstwhile Utkarsh Micro Finance Limited) is the promoting institution for 'Utkarsh Small Finance Bank Limited'. Utkarsh Micro Finance Limited started its operations way back in September 2009 to provide financial and non-financial services in its area of operations to the unbanked population who had the skills but were in need of capital.
> The company started with credit under Joint Liability Group (JLG) model in FY 2009. Subsequently, it added Micro Enterprise Loans (MEL), Housing Loans and Micro Pension Products in its product bouquet.
> During FY 2016, the Reserve Bank of India granted license to Utkarsh Micro Finance for setting-up a 'Small Finance Bank', subsequently to which the company formed a subsidiary in the name of 'Utkarsh Small Finance Bank Limited'.
> The company transferred through a slum sale, all its assets and liabilities except certain statutory assets, vehicle and statutory liabilities standing as at the close of business hours on January 21, 2017 to its subsidiary, USFBL in line with requirement of the licensing conditions for the Bank. On January 23, 2017 the subsidiary started the Banking operations. Subsequently, on May 3, 2018 UMFL got its license converted from NBFC-MFI-ND-SI to NBFC-CIC-ND-SI and on October 11, 2018 its name got changed from UMFL to Utkarsh CoreInvest Limited (UCL).
Utkarsh Small Finance Bank offers a gamut of Banking products & services which also includes Micro, Small and Medium Enterprise (MSME) Loans, Housing Loans (HL), Wholesale Lending, Deposit Accounts (CASA, FD & RD), Insurance, Mutual Funds, Remittances, Institutional, Government and TASC services. Utkarsh also offers a wide range of payment services which include Debit Cards, ATMs, POS Payments, Digital offerings like Internet Banking, Mobile Banking, and payments through NEFT, RTGS, and IMPS.
|Name||Utkarsh Coreinvest Limited Unlisted Shares|
|Face Value||10 Rs|
Figures in Crores unless specifically mentioned
|Net Interest Income||498||728|
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