Financial Snapshot
Key Performance Indicators:
Analysis is based on the company's reported financial statements and historical financial data.
Motilal Oswal Home Finance (MOHFL) Unlisted Shares
27
Visitors
₹12
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Indicative
MOHFL Unlisted Shares Trend
Trend Score
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Sentiment
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Motilal Oswal Home Finance (MOHFL) - Shares Details
Motilal Oswal Home Finance (MOHFL) Unlisted Shares Price
₹11.80
- Lot Size
- 2,000 Shares
- Min. Investment
- ₹23,600
Valuation
- Market Cap
- ₹7,172.09 Cr
- Total Shares
- 6,07,80,42,292
- P/E Ratio
- 45.38x
- P/B Ratio
- 4.45x
Performance & Health
- ROE
- 10.6%
- EPS
- ₹0.26
- Debt/Equity
- 2.9
- Book Value
- ₹2.65
Corporate Identity
- Sector
- Finance
- Availability in Depository
- CDSL & NSDL
- Face Value
- ₹1.00
- ISIN Code
- INE658R01011
- PAN
- AAMCA0234H
- CIN
- U65923MH2013PLC248741
- Registrar (RTA)
- MUFG INTIME INDIA PRIVATE LIMITED
Motilal Oswal Home Finance (MOHFL) Unlisted Shares Price
₹11.80
Lot Size
2,000 Shares
Min. Investment
₹23,600
Valuation
- Market Cap
- ₹7,172.09 Cr
- Total Shares
- 6,07,80,42,292
- P/E Ratio
- 45.38x
- P/B Ratio
- 4.45x
Performance & Health
- ROE
- 10.6%
- EPS
- ₹0.26
- Debt/Equity
- 2.9
- Book Value
- ₹2.65
Corporate Identity
- Sector
- Finance
- Face Value
- ₹1.00
- ISIN Code
- INE658R01011
- PAN
- AAMCA0234H
- Availability in Depository
- CDSL & NSDL
- CIN
- U65923MH2013PLC248741
- Registrar & Transfer Agent (RTA)
- MUFG INTIME INDIA PRIVATE LIMITED
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About Motilal Oswal Home Finance (MOHFL)
Motilal Oswal Home Finance Limited (MOHFL) is a housing finance company registered with the National Housing Bank (NHB) and is engaged in providing housing finance and mortgage-based lending solutions across India. As part of the Motilal Oswal Group,...
Motilal Oswal Home Finance Limited (MOHFL) is a housing finance company registered with the National Housing Bank (NHB) and is engaged in providing housing finance and mortgage-based lending solutions across India. As part of the Motilal Oswal Group, MOHFL focuses on serving the financing needs of individuals, self-employed professionals and real estate developers through a diversified portfolio of secured lending products.
Motilal Oswal Home Finance (MOHFL) has established its presence across 12 states in Western, North-Central and Southern India. The company primarily focuses on affordable housing finance, loan against property (LAP) and construction finance, catering to both retail borrowers and real estate developers. Through its secured lending model, MOHFL participates in one of India's largest long-term structural opportunities driven by urbanization, housing demand and increasing formalization of credit access.
The company operates with a customer-centric approach aimed at expanding home ownership opportunities among lower-income and middle-income households. In addition to strengthening its presence in urban markets, MOHFL continues to expand its reach across semi-urban and underserved locations where demand for organized housing finance remains significant.
Retail Lending Portfolio
Motilal Oswal Home Finance (MOHFL) offers a diversified portfolio of mortgage products designed to address various housing and financing requirements.
- Home Loans for the purchase of residential properties.
- Home Construction Loans for individuals constructing homes on owned land.
- Home Improvement Loans for renovation, modernization and repair of existing residential properties.
- Home Extension Loans for expansion of existing residential units.
- Loan Against Property (LAP), enabling borrowers to leverage residential or commercial real estate assets to meet personal or business funding requirements.
This diversified retail product portfolio allows MOHFL to serve customers across multiple stages of the home ownership lifecycle.
Construction Finance
Apart from retail lending, Motilal Oswal Home Finance (MOHFL) also provides construction finance solutions to real estate developers. The company finances residential, commercial and mixed-use projects while also offering takeover and balance transfer solutions for eligible projects. This segment provides additional diversification to MOHFL's lending portfolio and strengthens its presence within the broader real estate financing ecosystem.
Growth Strategy
MOHFL continues to focus on expanding its geographic footprint, increasing affordable housing penetration and enhancing customer accessibility through technology-driven lending processes. The company also collaborates with developers, distributors and ecosystem partners to improve housing finance reach and strengthen loan origination capabilities.
Supported by the Motilal Oswal Group, a diversified financial services franchise in India, Motilal Oswal Home Finance (MOHFL) has developed a scalable housing finance platform with a diversified mortgage portfolio, strong capital base and presence across multiple regions of the country. As of FY26, the company reported a net worth exceeding ₹1,600 crore, reflecting its established position within India's housing finance sector.
Image souces: Motilal Oswal Home Finance Annual Report FY 2025-26
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Motilal Oswal Home Finance (MOHFL) - Financials
Income Statement
Figures shown in lakhs. YoY shown under each year; trend sparkline on the right.
| Particulars | FY 2023 | FY 2024 | FY 2025 | FY 2026 | Trend |
|---|---|---|---|---|---|
| Revenue from operations | |||||
| Interest income | 51,342 | 55,822 | 60,770 | 71,946 | |
| Total revenue from operations | 52,680 | 57,799 | 62,995 | 80,021 | |
| Other income | 513 | 1,109 | 2,162 | 61 | |
| Total income | 53,193 | 58,908 | 65,157 | 80,082 | |
| Expenses | |||||
| Finance costs | 21,856 | 25,042 | 26,750 | 32,613 | |
| Impairment on financial instruments | 1,893 | 1,193 | 165 | 1,595 | |
| Employee benefits expense | 8,984 | 12,066 | 17,110 | 20,523 | |
| Depreciation and amortisation expense | 369 | 521 | 554 | 645 | |
| Other expenses | 2,537 | 2,958 | 3,936 | 3,846 | |
| Total expenses | 35,639 | 41,780 | 48,515 | 59,222 | |
| Profit before tax for the year | 17,554 | 17,128 | 16,642 | 20,860 | |
| Tax expense | |||||
| Current tax | 3,348 | 3,537 | 3,603 | 3,925 | |
| Deferred tax charge | 583 | 341 | (41) | 839 | |
| Prior period tax | (13) | (2) | 54 | 212 | |
| Total tax expenses | 3,918 | 3,876 | 3,616 | 4,976 | |
| Profit after tax for the year | 13,636 | 13,252 | 13,026 | 15,884 | |
| EPS (in ₹) | 0.23 | 0.22 | 0.22 | 0.26 |
Motilal Oswal Home Finance (MOHFL) - Key Insights
POSITIVE
Capital Position
MOHFL reported a net worth of over ₹1,600 crore as of FY26, providing a strong capital base to support business expansion, lending growth and long-term operational stability.
POSITIVE
Strong Parentage
As part of the Motilal Oswal Group, MOHFL benefits from the brand recognition, financial services expertise and institutional credibility associated with one of India's established financial services groups.
POSITIVE
Diversified Lending
MOHFL operates across multiple lending segments including home loans, loan against property (LAP) and construction finance. This diversified portfolio reduces dependence on a single product category and broadens revenue opportunities.
NEUTRAL
Affordable Housing
Motilal Oswal Home Finance (MOHFL) focuses on affordable housing finance and secured mortgage lending, positioning the company to benefit from India's long-term housing demand and increasing home Diversified Lending ownership aspirations.
NEGATIVE
Asset Quality Risk
Like other housing finance companies, MOHFL remains exposed to credit risk, borrower repayment behaviour and real estate market conditions. Sustaining asset quality and controlling non-performing assets will remain important for long-term profitability.
Motilal OSwal Home Finance (MOHFL) - Peers
Motilal Oswal Home Finance (MOHFL) - Corporate Actions
Latest Announcements
Motilal Oswal Home Finance (MOHFL) - News
Motilal Oswal Home Finance (MOHFL) - Annual Reports
2026
Annual Report
MOHFL Annual Report FY 2025-26
2025
Annual Report
MOHFL Annual Report FY 2024-25
2024
Annual Report
MOHFL Annual Report FY 2023-24
2023
Annual Report
MOHFL Annual Report FY 2022-23
Management & Corporate Info
Mr. Motilal Oswal
Chairman (Non-Executive Director)
Mr. Raamdeo Agarawal
Non-Executive Director
Mr. Sukesh Bhowal
Managing Director & CEO
Mrs. Divya Momaya
Independent Director
Mr. Satinder Singh Rana
Independent Director
Mrs. Neha Gada
Independent Director
Registered Office
Motial Oswal Tower,
Rahimtullah Sayani Road,
Opposite Parel ST Depot,
Prabhadevi,
Mumbai - 400 025
Motilal Oswal Home Finance (MOHFL) Unlisted Shares Shares
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MOHFL Unlisted Shares Trend
Trend Score
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Sentiment
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This sentiment meter reflects current demand-supply conditions in the unlisted market. It is not a rating and should not be considered advice to buy, sell, or hold. Sentiments are subject to rapid change and may not be real-time.
Motilal Oswal Home Finance (MOHFL) Unlisted Shares - Create Price Alert
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